AAP Study Program - Your Path to Becoming an AAP
Your organization benefits from your knowledge!
The PaymentsFirst AAP Study Program was designed with the student in mind. This program offers comprehensive knowledge to help you prepare for the AAP exam, while providing you with an interactive experience and a valuable support system outside the classroom. Designed by trainers with an extensive background in electronic payments for aspiring AAP candidates.
Ready for the challenge? Let PaymentsFirst help you prepare for the exam!
There is even a continuing education option if you are looking for AAP/APRP credits!
Coming March 2, 2022 "So You Want To Be an AAP" * information webinar?
Go to our Webinar page to register!
*Continuing credits are not available for this informational webinar
- Program Options
- Why Should I Become an AAP
- Exam Cost and Testing Information
- Recommended Publications
- AAP Continuing Education Information
2022 AAP Study Program
2022 AAP Study Program - Package includes:
- AAP Virtual Review - 2-Day Session - Wednesday, April 20th & Thursday, April 21st
- Recordings available to Study Program participants after Live Review dates
- AAP Webinar Series - 2pm ET / 1pm CT - Live Webinars begin Monday, May 16th
- Held every other Monday beginning May 16th
- Sessions falling on a holiday will be held on Tuesday - May 31st & September 6th
- 90 minute sessions (includes 9 live sessions and a live Review Sessions, all will be recorded)
- Held every other Monday beginning May 16th
- Study Syllabus
- Study Modules PDFs
- Online Quizzes
- Monthly Q&A Conference Calls -held monthly on Friday at 10:30am ET / 9:30 am CT
- June 10th, July 15th ,August 12th, September 16th and October 7th
Member Pricing: $1,395
Looking for additional study materials?
AAP Prep Publications Package – only $350 for members | $700 for nonmembers
- 2022 NACHA Operating Rules and Guidelines
- ACH Compliance Manual
- ACH Product and Marketing Handbook
- Revised UCC4A and the ACH Network
- AAP Flashcards (available late Spring 2022)
- ACHPro CD 2022 (available late Spring 2022)
Why Should I Become an AAP?
AAPs are recognized throughout the payments industry as subject matter experts. The AAP designation distinguishes you within your organization and throughout the payments industry as one who has taken the extra step to become an expert in the field.
AAPs are in-demand and are recognized throughout the payments industry as the “go-to” staff member for all things ACH.
Achieving the AAP accreditation clearly demonstrates your commitment and dedication to the payments profession and boosts your profile in any company or government agency.
As long as you remain certified through Continuing Education or retesting, the AAP designation is yours. Holding the AAP designation could open new doors to career growth or opportunities.
AAP Value Proposition for Companies
Having staff on board that have the AAP credential reinforces that your organization is continually at the forefront of the information chain regarding current changes and updates to the NACHA Operating Rules and current Federal and state payments industry regulations. Key areas that your organization will profit from by having AAP-credentialed staff include but are not limited to:
- Customer Satisfaction
- Risk Management
- Cost Control
- Operational Efficiency
- Product Development
Who Should Get Accredited?
Any professional in the payments industry can work toward accreditation. If you’ve worked in ACH for at least two years, you’ll be adding a highly respected qualification to your professional development. if you’re relatively new to the field, you’ll give yourself an edge over the competition. At a minimum, NACHA recommends spending two years working in the payments industry before taking the AAP exam.
Exam Cost and Test Dates
2022 AAP Exam Information
Registration for the 2022 exam opened Monday, January 10, 2022.
2022 Test Window: Monday, Oct. 3, 2022 – Saturday, Oct. 29, 2022
Registration End Date: Friday, September 9, 2022
Member: $525, Non-Member: $650
Late Registration Period *: Saturday, Sept. 10 - Saturday, Oct. 1, 2022
Member: $575, Non-Member: $700
Deferral End Date *: Friday, September 16, 2022
Member: $125, Non-Member: $125
Late Deferral Period *: Saturday, September 17 - Saturday, October 1, 2022
Member: $150, Non-Member: $150
Substitution End Date *: Saturday, October 1, 2022
Member: $90, Non-Member: $90
Cancellation End Date *: Monday, August 31, 2022
Member: $60, Non-Member: $60
*A written request is required for deferrals and cancellations. Absolutely no registrations, deferrals, or substitutions will be processed after the deadline.
2021 NACHA Operating Rules and Guidelines
ACH Pro 2021 CD (available late Spring 2021)
The ACH Compliance Manual
ACH Marketing Handbook
Revised Uniform Commercial Code Article 4A and the Automated Clearing
Each publication can be purchased individually or as the AAP Prep Publication package
AAP Continuing Education Credits (CECs)
An AAP must earn 60 hours of Continuing Education, with no more than 20 hours earned in any one year, during the five year accreditation period. AAPs also have an option to retest during the fourth or fifth year if the Continuing Education requirements are not met.
Reporting of Credits: Please keep track of continuing education credits earned throughout the year.
- Filing Deadline Date: March 31st (for prior year)
- Late Filing Deadline - April 30th (late fee applies)
- File Credits online
How Many Credits Have I Earned?
- Log into www.paymentsfirst.org
- Go to Members Only Section
- View/Pay Invoices to see a history of training you attended.
- Add up the credits
Please reference the AAP Continuing Education Guidelines for more information.
Continuing Education Temporary Waiver - Effective March 13, 2020
In response to recent guidance from the Centers for Disease Control and Prevention regarding the COVID-19 virus, the AAP Blue Ribbon Panel and the APRP Oversight Panel approved a temporary waiver of the maximum number of Continuing Education Credits (CECs) that can be earned via self-study. The AAP and APRP Continuing Education Guidelines currently allow for a maximum of 10 hours per year earned via self-study.
You are still required to fulfill your 60 hour CEC requirement during your certification period, but this temporary waiver allows you to obtain all of the maximum 20 hours earned in calendar year 2020, and now also applies to credits earned between Jan. 1-Dec. 31, 2021.
When filing your credits online or by form during the wavier period, all Self-Study (aka Web Based Learning System) programs should be categorized as In Person Conf., Seminar, Webinar (aka Prof Trng) to ensure you obtain the maximum 20 credits allowed in this category.
Both Nacha and the Payments Associations provide many opportunities for webinars or other distance learning and we encourage you to visit the Nacha website and the Center for Payments to learn more about upcoming education offerings.
As a reminder, this policy pertains only to credits earned between Jan. 1-Dec. 31, 2020, and Jan. 1-Dec. 31, 2021. If you are eligible to file 2020 CECs, but have not done so, please note the deadline to file is March 31, 2021. Late filings will be accepted April 1-April 30 for an additional $50.